Every verified offer for New Jersey
Truist
Truist One Checking, open by February 2, 2027
$500
2 direct deposits ($2,000 total) within 120 days + 20 debit purchases within 120 days.
$12/mo fee, waivableNew Jersey and nearby states
Bank of America
Advantage Banking (Plus, SafeBalance, or Relationship), open by January 31, 2027
Up to $500
Up to $500 with $10,000 in direct deposit within 90 days.
$12/mo feeNationwide
U.S. Bank
U.S. Bank Smartly Checking, open by November 10, 2026
Up to $450
Up to $450 with $8,000 in direct deposit within 90 days.
$12/mo fee, waivableNationwide
SoFi
SoFi Checking and Savings, open by December 31, 2026
Up to $400
Up to $400 with $5,000 in direct deposit within 25 days of your first deposit.
No monthly feeNationwide
Chase
Chase Total Checking, open by January 27, 2027
$400
$1,000 direct deposit within 90 days.
$15/mo fee, waivableNationwide
PNC
Virtual Wallet with Performance Select, open by January 7, 2027
$400
$5,000 direct deposit within 60 days.
$25/mo fee, waivableNew Jersey and nearby states
TD Bank
TD Beyond Checking, open by November 30, 2026
$300
$2,500 direct deposit of $250+ each within 60 days.
$25/mo fee, waivableNew Jersey and nearby states
Santander
Simply Right Checking, open by December 18, 2026
$300
$1 direct deposit within 90 days + $2,000 deposited, kept 90 days.
No monthly feeNew Jersey and nearby statesBranch only
PSECU
Checking and Savings (new membership), open by December 31, 2026
$300
2 direct deposits of $500+ each ($1,000 total) within 100 days.
No monthly feeNationwide
Capital One
360 Performance Savings
$300
$20,000 deposited within 15 days, kept 90 days.
No monthly feeNationwide
Capital One
Capital One 360 Checking
$250
2 direct deposits of $500+ each ($1,000 total) within 75 days.
No monthly feeNationwide
TD Bank
TD Complete Checking, open by November 30, 2026
$200
$500 direct deposit of $250+ each within 60 days.
$15/mo fee, waivableNew Jersey and nearby states
Chime
Chime Checking, open by January 31, 2027
$200
$500 direct deposit of $500+ each within 34 days.
No monthly feeNationwide
How bank bonuses work
- What do I have to do?
- Open a checking account, send part of your paycheck there by direct deposit for a month or two, and the bank deposits the bonus. Most payroll systems let you split your deposit, so the rest of your pay stays where it is.
- Will it hurt my credit?
- Usually not. Most banks check ChexSystems, a separate banking history report, rather than your credit report.
- Is it taxable?
- Yes. Bonuses count as income, and the bank usually sends a 1099-INT.
- What's the catch?
- Fees if you miss a waiver, and some banks take the bonus back if you close too early. Autopilot tracks those dates for you.