How do I get the Santander Simply Right Checking bonus?

Open Simply Right Checking at a branch, then 1 direct deposit (any amount) within 90 days + $2,000 deposited, kept 90 days.

How long does Santander take to pay the bonus?

Santander pays 90 to 120 days after you open the account.

Bonus: $300
To qualify: 1 direct deposit (any amount) within 90 days + $2,000 deposited, kept 90 days
What counts as a direct deposit: Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
Who can open it: Residents of 8 states: NH, MA, RI, CT, DE, NY, NJ, PA, at a branch
Monthly fee: None
When the bonus is paid: 90 to 120 days after you open the account
Keep it open: At least 90 days, or the bank can take the bonus back
Past customers: Not eligible if you got a Santander checking bonus in the last 12 months
Open by: December 18, 2026

Good to know: Branch opening only, with the promo code from Santander's page. $10 fee waived with one transaction a month.

Also select Florida counties (Miami-Dade, Monroe, Broward, Collier ZIP 34141).

Checked against Santander's own terms on October 19, 2026.