Verified October 2026

Capital One bonus: up to $300

Everything you need to know to collect it, taken from Capital One's own terms. Most people miss a bonus over one small rule, like the wrong kind of deposit or closing too early.

360 Performance Savings

Bonus
$300
To qualify
$20,000 deposited within 15 days, kept 90 days
Who can open it
Anyone in the US, online
Monthly fee
None
When the bonus is paid
105 to 165 days after you open the account
Keep it open
At least 105 days, or the bank can take the bonus back
Promo code
Required. Your plan shows it.

Good to know: $300 for $20,000 of new money, $750 for $50,000, $1,500 for $100,000, deposited within 15 days and kept 90 days. Not for anyone who had a Capital One savings or money market account since Jan 1, 2024.

Checked against Capital One's own terms on October 19, 2026.

Capital One 360 Checking

Bonus
$250
To qualify
2 direct deposits of $500+ each ($1,000 total) within 75 days
What counts as a direct deposit
Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
Who can open it
Anyone in the US, online
Monthly fee
None
When the bonus is paid
75 to 135 days after you open the account
Keep it open
At least until the bonus posts. Capital One's offer doesn't list a penalty for closing early, but some banks take the bonus back within 6 months, so 6 months is the safe choice.
Promo code
Required. Your plan shows it.
Checked against Capital One's own terms on October 19, 2026.

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