Banks and apps will pay you $200 to $500 to open an account.

Open an account at a bank or a money app like Chime or SoFi, send part of your paycheck there, and they deposit a bonus. Most people have never heard of it. We find the ones you qualify for.

See what I can earnFree. Four questions, under a minute.

Make $500 or get your $50 back. Our guarantee on every yearly plan that shows $500 or more.

Checking account activityExample
Paycheck, direct deposit$2,000.00
Huntington bonus
mid November+$400.00
Chase bonus
mid November+$400.00
Truist bonus
mid December+$500.00
Extra this year$3,450

A real plan for a $2,000 paycheck every 2 weeks (about typical take-home pay) in Pennsylvania, using offers live today. Yours depends on your state and pay.

Question 1 of 4
Which state do you live in?

Some bonuses are only open in certain states.

Every offer checked against the bank's own terms page

No credit card applications, nothing to buy

Banks don't pay us. No affiliate links, ever.

Wait, why would a bank pay me?

Why do banks do this?
Banks want new customers, and a bonus is how they win them, the same way a phone carrier pays you to switch. The money is real and it's yours to keep. You just need to know which offers exist and follow each bank's rules, and that's what we handle for you.
Is there a catch?
Just a few simple rules: send part of your paycheck to the new account, skip any monthly fee, and keep it open long enough. Your plan spells out exactly how for each bank, and we remind you before every date.
How fast do I get paid?
Faster than most people expect. SoFi pays within about a week of your deposit, and Chase and Huntington within about two weeks of meeting the requirement. Most plans put the first bonus in your account within a month or two.
Do I have to use a big bank?
No. Some of the easiest bonuses come from money apps like Chime and SoFi. You open the account in the app in a few minutes, there's no branch to visit, and they tend to pay within a week or two of your deposit. Your plan mixes apps and banks to get you the most.
How much work is it?
About ten minutes to open each account online, then a quick change in your payroll portal. Autopilot does the planning and the remembering.
Do I have to change jobs or my main bank?
No. You keep both. Most payroll systems let you send part of your paycheck to a second account in a couple of minutes, and the rest stays where it is. Here's how.
Will it hurt my credit?
Usually not. Most banks check ChexSystems, a separate banking history report, when you open a checking account rather than your credit report. More on credit.

How Autopilot works

Your own money plan, built around your paydays.

  1. We pick your bonuses

    Based on your state and paycheck, we choose the banks that will pay you the most and the best order to collect them.

  2. You follow a few simple steps

    Open the account and send part of your paycheck there. Each bank's steps are written out for you, down to the exact amount.

  3. We remind you, you get paid

    We email you before every deadline and tell you when each bonus should land in your account.

Pricing

Your plan and every verified offer are free. Autopilot is the part that gets you paid. Paid plans renew until you cancel, and you can cancel anytime from your profile.

Monthly

$9 a month
  • Everything in Autopilot
  • Cancel anytime
Get my free plan first

Household

$75 a year
  • Bonuses are per person, so two of you can both collect them
  • Roughly double what one plan earns
  • Separate plans and reminders, one bill
Get my free plan first