Premium Checking
- Bonus
- $300
- To qualify
- $500 in direct deposits within 90 days
- What counts as a direct deposit
- Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
- Who can open it
- Residents of 8 states: CT, MA, ME, NH, NJ, NY, RI, VT, online
- Monthly fee
- $15 a month
- When the bonus is paid
- 90 to 121 days after you open the account
- Keep it open
- Until the bonus posts. Webster Bank's offer only requires the account to be open when the bonus pays. If there's no monthly fee, keeping it a few months is the safe choice.
- Past customers
- Not eligible if you got a Webster Bank checking bonus in the last 12 months
Good to know: The $15 fee is waived with a $2,500 balance, so we count it. Webster pays $300 more for a savings account with $15,000 kept 90 days, and $300 extra for both.
Online opening is limited to residents of the 8 states Webster lists on its own site.
Checked against Webster Bank's own terms on October 23, 2026.