Cash Back Checking (new membership)
- Bonus
- $500
- To qualify
- 3 direct deposits ($3,000 total) within 90 days + 25 debit purchases within 90 days
- What counts as a direct deposit
- Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
- Who can open it
- Residents of Washington, online
- Monthly fee
- None
- When the bonus is paid
- Within about 14 days after you finish the requirements
- Keep it open
- Until the bonus posts. WSECU's offer only requires the account to be open when the bonus pays. If there's no monthly fee, keeping it a few months is the safe choice.
- Open by
- December 31, 2026
Good to know: New WSECU members only. WSECU asks for $1,000 or more in direct deposits each month during the first 90 days.
WSECU membership is open to anyone who lives, works or worships in Washington, and their relatives.
Checked against WSECU's own terms on October 23, 2026.