Verified October 2026 · Credit union

WSECU bonus: $500

Everything you need to know to collect it, taken from WSECU's own terms. Most people miss a bonus over one small rule, like the wrong kind of deposit or closing too early.

Cash Back Checking (new membership)

Bonus
$500
To qualify
3 direct deposits ($3,000 total) within 90 days + 25 debit purchases within 90 days
What counts as a direct deposit
Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
Who can open it
Residents of Washington, online
Monthly fee
None
When the bonus is paid
Within about 14 days after you finish the requirements
Keep it open
Until the bonus posts. WSECU's offer only requires the account to be open when the bonus pays. If there's no monthly fee, keeping it a few months is the safe choice.
Open by
December 31, 2026

Good to know: New WSECU members only. WSECU asks for $1,000 or more in direct deposits each month during the first 90 days.

WSECU membership is open to anyone who lives, works or worships in Washington, and their relatives.

Checked against WSECU's own terms on October 23, 2026.

See which of these you can get, and in what order

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