Checked October 26, 2026

Unity Bank bonus: $300

Everything you need to know to collect it, taken from Unity Bank's own terms. Most people miss a bonus over one small rule, like the wrong kind of deposit or closing too early.

Is Unity Bank in your plan? It depends on your state and paydays. Four questions, about a minute.

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Bonus
$300
To qualify
4 direct deposits of $1,500+ each ($6,000 total) within 180 days
What counts as a direct deposit
Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
Who can open it
Residents of New Jersey, Pennsylvania, online
Monthly fee
$3 a month, waived with $1,000+ in direct deposits a month
When the bonus is paid
180 to 194 days after you open the account
Keep it open
At least 180 days, or the bank can take the bonus back
Past customers
Unity Bank's terms: "This offer is only available to customers who currently do not maintain a checking account relationship with Unity Bank."
Promo code
Required. Your plan shows it.

Good to know: Four direct deposits of $1,500 or more within 180 days, and the account must stay open 180 days. Not for current Unity checking customers. $50 to open.

Unity Bank's offer page lists no states. We show it in New Jersey and Pennsylvania, where its branches are. Confirm when you apply.

Checked against Unity Bank's own terms on October 26, 2026.

See which of these you can get, and in what order

Four questions about your paycheck. You see your total and the banks in your plan right away. Autopilot adds the exact steps, dates and reminders. See if Unity Bank is in my plan

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