Is FIG Credit Union in your plan? It depends on your state and paydays. Four questions, about a minute.
See if it's in my planCashBack Checking (new membership)
- Bonus
- $100 to $250 ($100 for $3,000+, $250 for $15,000+)
- To qualify
- $100 to $250, depending on $3,000 to $15,000 in direct deposits (at least 3) within 90 days
- What counts as a direct deposit
- Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
- Who can open it
- Anyone in the US, online
- Monthly fee
- None
- When the bonus is paid
- 90 to 135 days after you open the account
- Keep it open
- Until the bonus posts. FIG Credit Union's offer only requires the account to be open when the bonus pays. If there's no monthly fee, keeping it a few months is the safe choice.
- Past customers
- FIG Credit Union's terms: "This offer is not available to referrals or individuals who are currently or have been in the past a Member of the Credit Union."
- Promo code
- Required. Your plan shows it.
Good to know: New members only, once ever. Open CashBack Checking within 10 days of joining, with code GCBCHECK. $100 for $3,000+ in direct deposits, $250 for $15,000+. $20 to open.
FIG Credit Union says anyone who lives in the U.S. can join through a free American Consumer Council membership.
Checked against FIG Credit Union's own terms on October 26, 2026.