Verified October 2026

TD Bank bonus: up to $300

Everything you need to know to collect it, taken from TD Bank's own terms. Most people miss a bonus over one small rule, like the wrong kind of deposit or closing too early.

TD Beyond Checking

Bonus
$300
To qualify
$2,500 direct deposit of $250+ each within 60 days
What counts as a direct deposit
Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
Who can open it
Residents of 16 states: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT, online
Monthly fee
$25 a month, waived with $5,000 or more in direct deposits a month
When the bonus is paid
60 to 180 days after you open the account
Keep it open
At least 180 days, or the bank can take the bonus back
Open by
November 30, 2026
Checked against TD Bank's own terms on October 19, 2026.

TD Complete Checking

Bonus
$200
To qualify
$500 direct deposit of $250+ each within 60 days
What counts as a direct deposit
Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
Who can open it
Residents of 16 states: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT, online
Monthly fee
$15 a month, waived with $500 or more in direct deposits a month
When the bonus is paid
60 to 180 days after you open the account
Keep it open
At least 180 days, or the bank can take the bonus back
Open by
November 30, 2026
Checked against TD Bank's own terms on October 19, 2026.

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