Virtual Wallet with Performance Select
- Bonus
- $400
- To qualify
- $5,000 direct deposit within 60 days
- What counts as a direct deposit
- Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
- Who can open it
- Residents of New Jersey, Pennsylvania, online
- Monthly fee
- $25 a month, waived with $5,000 or more in direct deposits a month
- When the bonus is paid
- 60 to 90 days after you finish the requirements
- Keep it open
- At least until the bonus posts. PNC's offer doesn't list a penalty for closing early, but some banks take the bonus back within 6 months, so 6 months is the safe choice.
- Past customers
- Not eligible if you got a PNC checking bonus in the last 24 months
- Open by
- January 7, 2027
PNC says the offer varies by market; shown by ZIP at application. Launch coverage NJ and PA only until confirmed for NY.
Checked against PNC's own terms on October 19, 2026.