Checking and Savings (new membership)
- Bonus
- $300
- To qualify
- 2 direct deposits of $500+ each ($1,000 total) within 100 days
- What counts as a direct deposit
- Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
- Who can open it
- Anyone in the US, online
- Monthly fee
- None
- When the bonus is paid
- 100 to 145 days after you open the account
- Keep it open
- At least until the bonus posts. PSECU's offer doesn't list a penalty for closing early, but some banks take the bonus back within 6 months, so 6 months is the safe choice.
- Open by
- December 31, 2026
- Promo code
- Required. Your plan shows it.
Good to know: Open both a savings and a checking account. Anyone who ever received a PSECU new-member bonus, or closed an account in the last 12 months, is excluded. Bonus lands in the savings share.
PSECU's page requires U.S. residence and lists no state limits.
Checked against PSECU's own terms on October 19, 2026.