FourLeaf Free Checking
- Bonus
- $350
- To qualify
- $500 direct deposit of $500+ each within 90 days
- What counts as a direct deposit
- Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
- Who can open it
- Anyone in the US, online
- Monthly fee
- None
- When the bonus is paid
- Within about 60 days after you finish the requirements
- Keep it open
- Until the bonus posts. FourLeaf FCU's offer only requires the account to be open when the bonus pays. If there's no monthly fee, keeping it a few months is the safe choice.
- Open by
- December 31, 2026
Good to know: New FourLeaf checking members only, once ever. One direct deposit of $500+ (paycheck, pension or government benefit) within 90 days of opening pays $350 within 60 days. Two more $100 bonuses come at 12 and 24 months if a $500+ direct deposit keeps arriving every month; those aren't counted here. Membership needs a $5 savings account.
FourLeaf's own site says it "has an open charter that allows membership nationwide." Membership needs a $5 savings account.
Checked against FourLeaf FCU's own terms on October 20, 2026.