eChecking (new membership)
- Bonus
- $250
- To qualify
- 3 direct deposits of $400+ each ($1,200 total) within 120 days + $251 to open + turn on e-statements
- What counts as a direct deposit
- Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
- Who can open it
- Anyone in the US, online
- Monthly fee
- None
- When the bonus is paid
- Within about 37 days after you finish the requirements
- Keep it open
- At least 180 days, or the bank can take the bonus back
Good to know: New members only. A recurring direct deposit of $400+ a month, set up within 120 days, credited three months in a row. Enroll in digital banking and e-statements. The bonus is forfeited if the account closes within 6 months. Paid the first week of the month after you qualify. The page asks for $251 after approval, so we plan for that.
California Credit Union says anyone can join wherever they live, through a free American Consumer Council membership if needed.
Checked against California Credit Union's own terms on October 23, 2026.