Everyday Checking
- Bonus
- $325
- To qualify
- $1,000 in direct deposits within 90 days + $25 to open
- What counts as a direct deposit
- Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
- Who can open it
- Anyone in the US, online
- Monthly fee
- $15 a month, waived with $500 or more in direct deposits a month
- When the bonus is paid
- Within about 30 days after you finish the requirements
- Keep it open
- Until the bonus posts. Wells Fargo's offer only requires the account to be open when the bonus pays. If there's no monthly fee, keeping it a few months is the safe choice.
- Past customers
- Not eligible if you got a Wells Fargo checking bonus in the last 12 months
- Open by
- January 13, 2027
Good to know: Not for anyone who got a Wells Fargo checking bonus in the last 12 months. Early Pay Day deposits count only once they post.
Wells Fargo's offer page lists no state limits. Confirm your state is accepted when you apply.
Checked against Wells Fargo's own terms on October 23, 2026.