Verified October 2026

Bank of Hawaii bonus: up to $300

Everything you need to know to collect it, taken from Bank of Hawaii's own terms. Most people miss a bonus over one small rule, like the wrong kind of deposit or closing too early.

Bankohana Level I Checking

Bonus
$300
To qualify
$3,500 in direct deposits within 60 days + $500 to open
What counts as a direct deposit
Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
Who can open it
Anyone in the US, online
Monthly fee
$15 a month
When the bonus is paid
60 to 120 days after you open the account
Keep it open
At least 180 days, or the bank can take the bonus back

Good to know: The $15 fee is waived only with $6,000 in related balances, so we count it. Closing within 180 days costs $70. Once per customer, ever.

Opened online, available with a physical address in any of the 50 states.

Checked against Bank of Hawaii's own terms on October 23, 2026.

Convenience Checking

Bonus
$100
To qualify
$2,000 in direct deposits within 60 days + $500 to open
What counts as a direct deposit
Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
Who can open it
Anyone in the US, online
Monthly fee
$5 a month, waived with $500 or more in direct deposits a month
When the bonus is paid
60 to 120 days after you open the account
Keep it open
At least 180 days, or the bank can take the bonus back

Good to know: Fund it with $500 when you open. Closing within 180 days costs a $40 fee. Not available if you ever got a Bank of Hawaii checking bonus.

Opened online, available with a physical address in any of the 50 states.

Checked against Bank of Hawaii's own terms on October 23, 2026.

See which of these you can get, and in what order

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