Affinity Checking
- Bonus
- $400
- To qualify
- $1,000 direct deposit within 90 days
- What counts as a direct deposit
- Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
- Who can open it
- Residents of Pennsylvania, New York, Ohio, Indiana, online
- Monthly fee
- None
- When the bonus is paid
- Within about 60 days after you finish the requirements
- Keep it open
- At least until the bonus posts. Northwest Bank's offer doesn't list a penalty for closing early, but some banks take the bonus back within 6 months, so 6 months is the safe choice.
- Past customers
- Not eligible if you got a Northwest Bank checking bonus in the last 12 months
- Open by
- December 31, 2026
- Promo code
- Required. Your plan shows it.
Good to know: $1,000+ in direct deposits must post within a single statement cycle, in one of the first 3 cycles. Paid within about 30 days after that cycle.
Offer page lists no states; limited here to the states Northwest's own site says it operates in (PA, NY, OH, IN).
Checked against Northwest Bank's own terms on October 19, 2026.