Access Checking
- Bonus
- $300
- To qualify
- $500 direct deposit within 90 days + $1,000 deposited within 30 days, kept 60 days
- What counts as a direct deposit
- Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
- Who can open it
- Residents of 10 states: IA, IL, IN, KS, MI, MN, MO, NE, OH, WI, online
- Monthly fee
- None
- When the bonus is paid
- 90 to 120 days after you open the account
- Keep it open
- At least 365 days, or the bank can take the bonus back
- Past customers
- Not eligible if you got a Associated Bank checking bonus in the last 24 months
- Open by
- November 30, 2026
Good to know: Bonus rises to $400 with a $5,000 average balance and $600 with $10,000 (days 31 to 90). Keep the account open 12 months or the bonus can be taken back. Online opening limited to the listed states.
Checked against Associated Bank's own terms on October 19, 2026.