Checked October 26, 2026 · Credit union

Horizon Credit Union bonus: $200

Everything you need to know to collect it, taken from Horizon Credit Union's own terms. Most people miss a bonus over one small rule, like the wrong kind of deposit or closing too early.

Is Horizon Credit Union in your plan? It depends on your state and paydays. Four questions, about a minute.

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Checking (Summit, Tether or Replenish, new checking)

Bonus
$200
To qualify
$250 to open + 15 debit purchases within 60 days + turn on e-statements
Who can open it
Residents of Washington, Idaho, Montana, Oregon, online. Membership is limited to these counties: Beaverhead, Broadwater, Cascade, Chouteau, Deer Lodge, Gallatin, Granite, Jefferson, Judith Basin, Lake, Lewis and Clark, Mineral, Missoula, Pondera, Powell, Ravalli, Sanders, Silver Bow, Teton (MT); Ada, Adams, Benewah, Bonner, Boundary, Canyon, Kootenai, Latah, Lewis, Nez Perce, Shoshone, Valley, Washington (ID); Baker, Grant, Malheur, Umatilla, Union, Wallowa (OR). Statewide in WA
Monthly fee
None
When the bonus is paid
60 to 120 days after you open the account
Keep it open
At least 60 days, or the bank can take the bonus back
Past customers
Horizon Credit Union's terms: "Promotion only available to those who don't currently have a checking account with Horizon Credit Union and haven't had a Horizon checking account within the last five years."
Promo code
Required. Your plan shows it.

Good to know: No direct deposit needed. Put $250 in within 5 business days, make 15 debit purchases in 60 days and turn on e-statements. Keep it open 60 days. One per household.

Horizon membership covers all of Washington plus 19 Montana, 13 Idaho and 6 Oregon counties. We show it when your ZIP code is in that area. $20 membership fee.

Checked against Horizon Credit Union's own terms on October 26, 2026.

See which of these you can get, and in what order

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