Simply Checking
- Bonus
- $250
- To qualify
- $500 in direct deposits within 60 days + 10 debit purchases within 60 days + turn on e-statements
- What counts as a direct deposit
- Real payroll, pension or government benefit deposits. Transfers from your other bank accounts, Zelle and Venmo don't count. More
- Who can open it
- Residents of Indiana, Michigan, online. Membership is limited to these counties: all counties except Marion (IN); Berrien, Cass (MI)
- Monthly fee
- None
- When the bonus is paid
- Within about 62 days after you finish the requirements
- Keep it open
- Until the bonus posts. Everwise Credit Union's offer only requires the account to be open when the bonus pays. If there's no monthly fee, keeping it a few months is the safe choice.
- Promo code
- Required. Your plan shows it.
Good to know: $500+ in recurring electronic deposits and 10 debit card purchases within 60 days, plus e-statements. Simply Checking has no monthly fee. Not for existing Everwise checking customers, anyone who closed one in the last 12 months, or anyone who got an Everwise checking bonus before.
Everwise membership covers every Indiana county except Marion (which goes by township) and Berrien and Cass counties in Michigan, plus some Oakland and Macomb townships we can't check by ZIP.
Checked against Everwise Credit Union's own terms on October 23, 2026.