Offers checked October 23 to 25, 2026
For someone paid weekly, taking home about $1,000 a week, our model projects about $4,050 in bonuses from accounts opened over the next 12 months in the median state. In the middle 80% of states it runs $3,050 to $4,725.
Modeled for accounts opened over the next 12 months, after fees, before taxes. The person can split each paycheck between two accounts and has no spare savings to park (beyond an opening deposit of up to $500). It also assumes every requirement is met on time and no prior accounts at these banks. Your own number depends on your pay, state and the banks you've already used.
Weekly pay gives you more paychecks, so deposit counts and deadlines are easier to meet. The limit is the size of each paycheck: offers with a large minimum per deposit take more planning, or don't fit at all.
| Bank | Bonus | To qualify | Where |
|---|---|---|---|
| BMO Smart Advantage Checking | $600 Full amount in our plans for this paycheck. 24 deposits of $250, done about 196 days after opening. | Full amount in our plans for this paycheck. 24 deposits of $250, done about 196 days after opening.$1,000+ in direct deposits each month for 6 months, starting the month after you open (the bonus pays $100 a month) Monthly fee: None | 14 states Open by December 15, 2026 |
| Peoples Bank Premier Checking | $600 Our plans for this paycheck net about $460, after about $140 of monthly fees while it stays open until the payout. 12 deposits of $50, done about 154 days after opening. | Our plans for this paycheck net about $460, after about $140 of monthly fees while it stays open until the payout. 12 deposits of $50, done about 154 days after opening.At least one direct deposit in each of the first 6 monthly cycles + 5 debit purchases in every monthly cycle (6 cycles) + turn on e-statements Monthly fee: $20 a month | 6 states No end date stated |
| Bank of America Advantage Banking (Plus, SafeBalance, or Relationship) | $100 to $500 Our plans for this paycheck net about $240 ($240 to $440 by state), after about $60 of monthly fees while it stays open until the payout. 10 deposits of $500, done about 70 days after opening. | Our plans for this paycheck net about $240 ($240 to $440 by state), after about $60 of monthly fees while it stays open until the payout. 10 deposits of $500, done about 70 days after opening.$100 to $500, depending on $2,000 to $10,000 in direct deposits within 90 days Monthly fee: $12 a month | Nationwide Open by January 31, 2027 |
| KCCU Personal Checking or eChecking (new membership) | $500 Full amount in our plans for this paycheck. 2 deposits of $500, done about 12 days after opening. | Full amount in our plans for this paycheck. 2 deposits of $500, done about 12 days after opening.2 direct deposits of $500+ each ($1,000 total) within 60 days + 8 debit purchases within 60 days + turn on e-statements Monthly fee: None | Michigan No end date stated |
| Truist Truist One Checking | $500 Full amount in our plans for this paycheck. 4 deposits of $500, done about 28 days after opening. | Full amount in our plans for this paycheck. 4 deposits of $500, done about 28 days after opening.2 direct deposits ($2,000 total) within 120 days + 20 debit purchases within 120 days Monthly fee: $12 a month, waived with $500+ in direct deposits a month | 18 states Open by February 2, 2027 |
| WSECU Cash Back Checking (new membership) | $500 Full amount in our plans for this paycheck. 12 deposits of $250, done about 84 days after opening. | Full amount in our plans for this paycheck. 12 deposits of $250, done about 84 days after opening.$1,000+ in direct deposits each month for your first 3 months + 25 debit purchases within 90 days Monthly fee: None | Washington Open by December 31, 2026 |
| U.S. Bank U.S. Bank Smartly Checking | $250 to $450 Our plans for this paycheck net about $426 ($326 to $438 by state), after about $24 of monthly fees while it stays open until the payout. 11 deposits, done about 84 days after opening. | Our plans for this paycheck net about $426 ($326 to $438 by state), after about $24 of monthly fees while it stays open until the payout. 11 deposits, done about 84 days after opening.$250 to $450, depending on $2,000 to $8,000 in direct deposits (at least 2) within 90 days Monthly fee: $12 a month, waived with $1,500+ in direct deposits a month | Nationwide, but the bank says it may be limited to its branch areas Open by November 10, 2026 |
| Chase Chase Total Checking | $400 Full amount in our plans for this paycheck. 2 deposits of $500, done about 14 days after opening. | Full amount in our plans for this paycheck. 2 deposits of $500, done about 14 days after opening.$1,000 in direct deposits within 90 days Monthly fee: $15 a month, waived with $500+ in direct deposits a month | Nationwide Open by January 27, 2027 |
| Flagstar Bank Ready Checking | $400 Our plans for this paycheck net about $360, after about $40 of monthly fees while it stays open until the payout. 12 deposits of $150, done about 84 days after opening. | Our plans for this paycheck net about $360, after about $40 of monthly fees while it stays open until the payout. 12 deposits of $150, done about 84 days after opening.$500+ in direct deposits in each of the first three 30-day periods after opening Monthly fee: $10 a month, waived with $500+ in direct deposits a month | Florida, Michigan, Ohio No end date stated |
| Huntington Perks Checking | $400 Our plans for this paycheck net about $370, after about $30 of monthly fees while it stays open until the payout. 1 deposit of $500, done about 5 days after opening. | Our plans for this paycheck net about $370, after about $30 of monthly fees while it stays open until the payout. 1 deposit of $500, done about 5 days after opening.$500 in direct deposits within 90 days Monthly fee: $10 a month, waived with $1,000+ in direct deposits a month | 21 states Open by January 15, 2027 |
| Northwest Bank Affinity Checking | $400 Full amount in our plans for this paycheck. 1 deposit of $1,000, done about 7 days after opening. | Full amount in our plans for this paycheck. 1 deposit of $1,000, done about 7 days after opening.A $1,000+ direct deposit within 90 days Monthly fee: None | Pennsylvania, New York, Ohio, Indiana Open by December 31, 2026 |
| SoFi SoFi Checking and Savings | $50 to $400 Our plans for this paycheck net about $50. 2 deposits of $500, done about 14 days after opening. | Our plans for this paycheck net about $50. 2 deposits of $500, done about 14 days after opening.$50 to $400, depending on $1,000 to $5,000 in direct deposits within 25 days of your first deposit Monthly fee: None | Nationwide Open by December 31, 2027 |
| FourLeaf FCU FourLeaf Free Checking | $350 Full amount in our plans for this paycheck. 1 deposit of $500, done about 7 days after opening. | Full amount in our plans for this paycheck. 1 deposit of $500, done about 7 days after opening.A $500+ direct deposit within 90 days Monthly fee: None | Nationwide Open by December 31, 2026 |
| SECU (Maryland) SECU Total Checking | $350 Full amount in our plans for this paycheck. 2 deposits of $50, done about 14 days after opening. | Full amount in our plans for this paycheck. 2 deposits of $50, done about 14 days after opening.2 direct deposits (any amount) within 90 days + turn on e-statements Monthly fee: None | 6 states Open by December 31, 2026 |
| Kitsap Credit Union Peak Account | $330 Full amount in our plans for this paycheck. 2 deposits of $350, done about 14 days after opening. | Full amount in our plans for this paycheck. 2 deposits of $350, done about 14 days after opening.2 direct deposits of $331+ each ($662 total) within 90 days + turn on e-statements Monthly fee: None | Washington Open by December 16, 2026 |
| Wells Fargo Everyday Checking | $325 Full amount in our plans for this paycheck. 2 deposits of $500, done about 14 days after opening. | Full amount in our plans for this paycheck. 2 deposits of $500, done about 14 days after opening.$1,000 in direct deposits within 90 days + $25 to open Monthly fee: $15 a month, waived with $500+ in direct deposits a month | Nationwide Open by January 13, 2027 |
| Bank of Hawaii Bankohana Level I Checking | $300 Our plans for this paycheck net about $210, after about $90 of monthly fees while it stays open until the payout. 7 deposits of $500, done about 49 days after opening. | Our plans for this paycheck net about $210, after about $90 of monthly fees while it stays open until the payout. 7 deposits of $500, done about 49 days after opening.$3,500 in direct deposits within 60 days + $500 to open Monthly fee: $15 a month | 50 states No end date stated |
| Hancock Whitney Freestyle Checking | $300 Full amount in our plans for this paycheck. 4 deposits of $500, done about 28 days after opening. | Full amount in our plans for this paycheck. 4 deposits of $500, done about 28 days after opening.$2,000 in direct deposits within 90 days Monthly fee: $10 a month, waived with one transaction a cycle | 5 states Open by February 28, 2027 |
| KeyBank Key Smart Checking | $300 Full amount in our plans for this paycheck. 4 deposits of $500, done about 28 days after opening. | Full amount in our plans for this paycheck. 4 deposits of $500, done about 28 days after opening.$2,000 in direct deposits within 90 days Monthly fee: None | 15 states Open by December 11, 2026 |
| PSECU Checking and Savings (new membership) | $300 Full amount in our plans for this paycheck. 2 deposits of $500, done about 14 days after opening. | Full amount in our plans for this paycheck. 2 deposits of $500, done about 14 days after opening.2 direct deposits of $500+ each ($1,000 total) within 100 days Monthly fee: None | Nationwide Open by December 31, 2026 |
| Unitus Community Credit Union Unitus Checking (new membership) | $300 Full amount in our plans for this paycheck. 1 deposit of $250, done about 5 days after opening. | Full amount in our plans for this paycheck. 1 deposit of $250, done about 5 days after opening.A $250+ direct deposit within 60 days Monthly fee: None | Nationwide Open by November 30, 2026 |
| Webster Bank Premium Checking | $300 Our plans for this paycheck net about $240, after about $60 of monthly fees while it stays open until the payout. 10 deposits of $50, done about 70 days after opening. | Our plans for this paycheck net about $240, after about $60 of monthly fees while it stays open until the payout. 10 deposits of $50, done about 70 days after opening.$500 in direct deposits within 90 days Monthly fee: $15 a month | 8 states No end date stated |
| California Credit Union eChecking (new membership) | $250 Full amount in our plans for this paycheck. 11 deposits, done about 84 days after opening. | Full amount in our plans for this paycheck. 11 deposits, done about 84 days after opening.$400+ in direct deposits in each of 3 months in a row + $251 to open + turn on e-statements Monthly fee: None | Nationwide No end date stated |
| Capital One Capital One 360 Checking | $250 Full amount in our plans for this paycheck. 2 deposits of $500, done about 14 days after opening. | Full amount in our plans for this paycheck. 2 deposits of $500, done about 14 days after opening.2 direct deposits of $500+ each ($1,000 total) within 75 days Monthly fee: None | Nationwide No end date stated |
| Chime Chime Checking | $200 Full amount in our plans for this paycheck. 1 deposit of $500, done about 7 days after opening. | Full amount in our plans for this paycheck. 1 deposit of $500, done about 7 days after opening.A $500+ direct deposit within 34 days Monthly fee: None | Nationwide Open by January 31, 2027 |
| TD Bank TD Complete Checking | $200 Our plans for this paycheck net about $125, after about $75 of monthly fees while it stays open until the payout. 1 deposit of $500, done about 7 days after opening. | Our plans for this paycheck net about $125, after about $75 of monthly fees while it stays open until the payout. 1 deposit of $500, done about 7 days after opening.$500 in direct deposits of $250+ each within 60 days Monthly fee: $15 a month, waived with $500+ in direct deposits a month | 16 states Open by November 30, 2026 |
| Red Canoe Credit Union Elevate Checking (new membership) | $150 Full amount in our plans for this paycheck. | Full amount in our plans for this paycheck.10 debit purchases within 45 days + turn on e-statements Monthly fee: None | Washington, plus some areas: 5 counties in Oregon Open by December 31, 2026 |
Every offer is checked against the bank's own terms within the last 14 days. Bank bonuses are generally taxable income.
Illinois is a median state for this page. Here's the plan our engine builds there for someone paid $1,000 a week. Your own plan depends on your pay dates and the banks you've used.
| Bank | Open | Paid by | Nets |
|---|---|---|---|
| Huntington | Oct 25 | Feb 6, 2027 | $370 |
| Unitus Community Credit Union | Oct 25 | Dec 29 | $300 |
| FourLeaf FCU | Oct 30 | Jan 5, 2027 | $350 |
| Chase | Oct 30 | Nov 28 | $400 |
| U.S. Bank | Nov 6 | Feb 28, 2027 | $438 |
| BMO | Nov 6 | Jun 19, 2027 | $600 |
| PSECU | Dec 24 | May 18, 2027 | $300 |
| Wells Fargo | Jan 8, 2027 | Mar 28, 2027 | $295 |
| Bank of America | Jan 29, 2027 | Jun 28, 2027 | $240 |
| Capital One | Apr 23, 2027 | Sep 5, 2027 | $250 |
| California Credit Union | May 7, 2027 | Aug 29, 2027 | $250 |
| Bank of Hawaii | May 28, 2027 | Sep 25, 2027 | $210 |
| SoFi | Jul 16, 2027 | Aug 26, 2027 | $50 |
| Total (13 accounts) | $4,050 |
These work with this paycheck too. Our plans picked others that pay more for the same paychecks, or this bank's area doesn't match the sample states. Your own plan may include them.
Yes. You get four or five paychecks a month, so deposit counts and deadlines are easier to meet. Watch offers that need a large single deposit, since one weekly paycheck may not cover it.
Usually yes, in your payroll portal. Send each bank only the amount its offer needs and keep the rest in your main account.